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By , BankAmerica's recovery was so strong that it was able to declare its first dividend since the fourth quarter of Industry analysts called the recovery the biggest turnaround in the history of U. During this year, BankAmerica was the first major bank in California to announce that it would open all its branches on Saturdays and extend weekday hours for greater consumer convenience. Industry analysts theorized that the bank had the cleanest loan portfolio of the nation's big banks.

The bank also opened a new international branch in Milan, Italy. In , BankAmerica surpassed Chase Manhattan to become the second-largest bank holding company in the nation. Also, in keeping with the bank's policy of community responsibility, it began an Environmental Program that included activities directed toward saving paper and other materials through recycling, and energy and water conservation.

Seeking to expand its operations beyond its branches in seven western states, the bank added branches in two more states with the acquisitions of ABQ and Sandia Federal Savings banks of New Mexico, and Village Green National Bank in Houston.

Another purchase was a subsidiary of GNA Securities that had operated an investment program in the bank's branches since The program, called Bank of America Investment Services, offered mutual funds and tax-deferred annuities. Expanding services to customers continued with the opening of full-service branches in grocery stores in southern California.

In addition, to allow customers access to money anytime and anywhere, the bank opened several hundred new Versateller ATM's for a total of 2, in nine states. After nine months of preparation, the merger of BankAmerica Corp. After the merger BankAmerica became the nation's second-largest bank.

The merger was part of a national trend of bank consolidation that sought to strengthen troubled and even healthy institutions. The merger also helped the bank expand into new markets and geographic locations. By the end of , consumer banking services were provided in ten western states, trust and consumer financial services were provided nationwide, and commercial and corporate banking operations were located in 35 countries worldwide.

Acquisition activity continued with the purchase of Sunbelt Federal Savings, which held branches in 76 cities in Texas; HonFed, the largest thrift in Hawaii; and Valley Bank of Nevada, which made BankAmerica the largest depository institution in that state. However, the persistent national recession, combined with a recession in the state of California, caused a decline in earnings reported for Additional overseas expansion occurred when BankAmerica received approval from the People's Bank of China to upgrade its Guangzhou representative office into a full-service branch, the first U.

Consolidation of consumer and commercial finance units was undertaken, and one year after the merger, the bank had consumer operations in much of the United States, wholesale offices in 37 nations, retail branches in ten western states, and consumer finance company operations in 43 states. As BankAmerica moved into the mids, it focused on many of the policies it had begun in the s. Under the leadership of David Coulter--named chairman and CEO in BankAmerica's strategies included development of new products and services for consumers; geographic diversification into such fast-growing economies as Asia and Latin America, which would enable the bank to better withstand the economic cycles of the domestic market; community investments; environmental programs; and loans to students and those with low income.

BankAmerica also continued to hope for changes in laws and regulations that would allow interstate banking and more effective competition with non-bank institutions providing similar financial services. The company got its wish when federal laws began to allow banks to participate in the securities industry.

NationsBank was one of the United States' largest banking and financial companies. Based in Charlotte, North Carolina, the company grew at breakneck speed through the late s and early s to claim a spot as one of the nation's top five financial institutions.

Industry analysts credit this phenomenal growth to the company's foundation of bold, aggressive management and thorough, professional planning. They also credit the company's success to the personality and leadership of Hugh L. McColl, Jr. McColl's style, that of a southern-born and bred ex-Marine, contrasted sharply with that of most members of the banking community and contributed to NationsBank's image as one of the mavericks of the banking world.

The merger created the fourth-largest banking company in the United States. Brown became the first chairman. The two companies entered the merger having both completed a decade of rapid growth that was typical of the banking industry in the s. After expanding into South Carolina and Florida in the early to mids, Charlotte-based NCNB took an unprecedented leap forward through a unique expansion into Texas in In , this company merged with similarly sized Sovran Financial of Norfolk, Virginia.

Sovran had banking offices throughout Virginia, the District of Columbia, and Maryland, as well as in Tennessee and Kentucky.

After these two companies merged, the resulting organization established dual headquarters in Atlanta and in Norfolk. NCNB traces its illustrious history back to the Commercial National Bank, which was organized by several prominent Charlotte citizens in A series of mergers with other North Carolina financial institutions in the s ultimately led to the creation of North Carolina National Bank on July 1, The bank continued to acquire smaller institutions, and by NCNB had grown to 91 offices in 27 North Carolina counties with deposits of more than one billion dollars.

Ten years later, it stood as the state's largest bank. Based in Winston-Salem, Wachovia had offices from the mountains to the coast and exercised considerable political clout in the capitol city of Raleigh.

Bankers at other institutions stood in envy of Wachovia. Many bankers thrived on the competition, and some, such as Addison Reese at American Commercial Bank--one of NCNB's predecessor institutions--in Charlotte, considered that competition the reason for going to work each morning.

At the time, Reese believed that North Carolina banking was poised for a change and nothing could stop him from meeting Wachovia's threats. North Carolina's banking laws were more liberal than in most states. They had been on the books since the early s, when a Wilmington, North Carolina, bank appealed to the state legislature for permission to open an office about ninety miles away in Fayetteville. The legislature complied with the bank.

Unlike law-makers in most states, the North Carolina legislature saw no reason to restrict branch banking during the intervening years. In retrospect, many people believe that it was the close competition with backyard rival Wachovia that spurred NCNB's rapid growth. At the time, it became the first non-Florida bank to expand its retail services into the state. During this period of growth, North Carolina National Bank established several "firsts" in its industry. The company that would eventually become Sovran opened its doors in Richmond during that decade.

At the time, its customer base included Confederate Army commander Robert E. More than a century later, in , two major institutions--Virginia National Bankshares and First and Merchants--merged to form Sovran Financial Corporation. At the time, it was the largest banking merger in Virginia's state history. Sovran's management team decided to merge with D. National Bancorp, headquartered in Bethesda, Maryland, in By November of , Sovran was moving west by merging with Commerce Union, a year-old bank holding company based in Nashville.

Commerce Union's business at the time spanned Tennessee and had a presence in Kentucky. The merger gave Sovran strongholds in both of those states. Around the time Sovran Bank's foundations were being laid, the Citizens Bank of Savannah, Georgia, opened its doors in the temperate coastal city on November 2, The resulting organization became the state's largest financial institution. It began to spread rapidly across the state of Georgia. Citizens and Southern began opening offices in South Carolina in , but the company sold its operations there in when it anticipated federal rules preventing banks from owning branches in multiple states.

That acquisition, along with the purchase of Landmark Banks of Florida in , helped Citizens and Southern double its size within eighteen months during the mids.

The banking environment, however, was in the midst of tremendous change. Large banks were continuing to consolidate. As a result, smaller banks were under constant pressure to find new ways to improve their efficiency and productivity and reduce their workforces. In addition, the nation as a whole experienced a downturn in the real estate market--an area responsible for much of an average bank's business.

Prior to reissuing his offer, McColl gathered with his advisors. I don't know when. I don't know how. Cooley handled the job himself, and several weeks later, he handed McColl a profile of Brown as well as a profile of McColl himself, as seen by Brown.

Cooley told his boss that the keys to Brown's relationships with people were honesty, sincerity, warmth, and friendliness. To McColl's chagrin, however, each of those traits was opposite the characteristics that McColl portrayed to Brown. From Brown's vantage point, McColl was arrogant, crude, and ungentlemanly.

After hearing Cooley's report, McColl and several other advisors began an intense series of role-playing sessions. McColl was schooled to avoid the use of militaristic terms and other verbal and nonverbal examples of his usual aggressive style.

His staff coached him to become softer, more receptive, and friendlier in his approach. The credit problems in the D. News filtered down to the NCNB leaders that although both factions preferred to remain independent, a merger with NCNB was the second choice among those on both sides. With this knowledge, McColl renewed his merger efforts with Brown. We have to grow within our risk framework.

And, our growth must be sustainable, which has three elements: driving operational excellence, being a great place to work for our teammates and sharing our success with our communities. Our focus. Business practices Part of driving responsible growth is maintaining strong guidelines for business practices and professional and personal conduct that all employees, and anyone who acts on our behalf, are expected to adopt and uphold.

See our practices. Our products and services. Meet our leadership team. History The oldest parts of our company extend back years.

He added that the poor were affected first and worst. He called on world leaders to be united in their political resolve to fight climate change, and said that national action on the ground was needed even before a legally binging comprehensive agreement was realized. On Wednesday, the Secretary-General met with key parties in the climate change negotiations. He added that the immediate challenge was how to get a scaled-up climate finance system up and running.

The new Fund must not be an empty shell, he said. After closing a United Nations System Chief Executives Board for Coordination event on the margins of the Conference of the Parties, the Secretary-General spoke at a high-level forum on international forest protection. He said that forests continued to disappear at an alarming rate, and more needed to be done with a greater sense of urgency. He ended his day by attending a ministerial dinner hosted by the President of the Conference of Parties.

The United Nations created this day in to celebrate human rights. There are many holidays in Africa, however South Africa is one of the few that officially recognizes them.

It takes place on September every year. Log in. South Africa. Study now. See Answer. Best Answer. Study guides. South Africa 24 cards. What helped to end apartheid in South Africa. Did Africans fight in ww1 and World War 2. What were the differences between the independence movement in Algeria and Kenya. How many states are in the continent of Africa.

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It was launched in Black colour. Display 7. It sports a 1. Error or missing information? Please let us know. Asus Google Nexus 7 Comparisons. Asus Google Nexus 7 Competitors. Asus Google Nexus 7 Compare. Displaying 7 of 7 reviews. Is this review helpful? Nice tablet with affordable price. I have gifted this tablet to my sister. Pros: Easily rooted, unlocked bootloader. Owing to high storage, can be used to do multiboot with other ROMs. The Processor overclocks well, and can handle all the applications of today.

Multi-Window apps makes good use of the 7" screen, specially after using Immersive mode Xposed module. The resolution is great as well although its not Full HD, Crisp screen and good colors. Gorilla glass is icing on cake. I have played subway surfer and temple run and there was no lag. Front camera is definitely not for snapping pictures. The tablet feels so smooth after some tweaks that it seems too good to be true. Applications like Seeder and GLTools will allow the tablet to remain smooth and enable high end games to run without lag.

Best budget device for gaming and entertainment thirst maniac. This tablet was launched in year As it is not that modern a gadget but it is still giving a tough competition to all the budget oriented tablets. As the device is from Google it has the latest android platform running in it and that too in very stock version giving you a pure android experience.

It is a bit heavy to handle but you will not notice it much. The Pixel Slate seemed like a last-ditch effort for Google. After it mostly flopped, Google decided to pull out of the tablet space altogether for the time being. Where phones still might not cut it due to things like a poor typing experience and a small screen, the iPad fills the void.

Apple is just now adding features that debuted eight years ago in Android Honeycomb, but the world is different now. Access to external USB media, pinned desktop widgets, and split-screen functionality are all productivity features.

People are happy to gobble them up in Accomplished photographers Ted Forbes and Brian Matiash use their iPads every day for high-end video and photo editing, primarily due to app support from developers. Developers can quickly take advantage of that power for their productivity apps. For consumers, a big reason to continue to buy the iPad is consistency. An iPad has always behaved like an iPad, since the very first model. The Android tablet market is at best a total crapshoot.

The Google Pixel is one of the only Google products that has had a consistent, iterative design scheme. If Google did the same with tablets, we might see some improvement that could finally convince people to switch. For now, first-party Android tablets are as good as dead. Still, I mourn for the Nexus 7. To me, that first attempt from Google felt magical, maybe because the market was still fresh and the possibilities of tablets had yet to be explored.

At the end of the day, Android tablets never had a focused vision. For now, Chromebooks look to be the future for the company. We might not see any tablets from Google for a good while, but one day I hope it sees the light and makes a true iPad competitor again. The market needs it. Seven years after the Nexus 7, what happened to Android tablets? The Nexus 7 helped start the Android tablet revolution. What happened to them and why haven't they taken off like Apple's iPad?

Features By David Imel. The last version appeared in alongside the first Nexus 7 , so it's high time we got something else. While Google hasn't confirmed on denied anything surrounding the new Nexus 10 rumors, it appears it's accidentally posted the specs of the upcoming tablet on its Play store site - although given this was last year, we're thinking that this was actually faked. Or could it be LG? A highly-suspicious leak seemed to state that this brand was behind the new tablet, but the fact that this was the same firm that made the last two Nexii phones seems to be the only credence behind this tablet render.

On the other hand with so little new news and word of a Nexus 8 or Nexus 9 on the horizon there's also talk that Google might have killed off the Nexus 10 successor, if it was ever in the pipeline at all. Whatever the case, we're constantly trawling the web for all the latest on the Google Nexus 10 , bringing you this constantly-updated guide; consider it your one-stop shop if you're hankering for a top-end tablet that won't have you squinting.

We've experienced many false dawns when its comes to the Nexus 10 release date. Originally Google was tipped to launch the tablet in the middle of October, but that was then pushed to the end of the same month, where it would have seen the Nexus 10 launched alongside the Nexus 5 and Android 4.

Paul Brown Stadium. Gillette Stadium. Bills Buffalo Bills. Allegiant Stadium. Colts Indianapolis Colts. Raymond James Stadium. AT Jaguars Jacksonville Jaguars. Tottenham Hotspur Stadium. AT Bills Buffalo Bills. Highmark Stadium. Texans Houston Texans. Ravens Baltimore Ravens. Sun, Dec Mon, Dec Sun, Jan 2. Sun, Jan 9. Full Schedule. Rotowire Nov 12, See More See Less. A stunner: Miami wins 2nd straight, tops Ravens Stats Nov 12, Dolphins vs. TNF: Dolphins vs.

See More. Injuries Player Injury D. Full Injuries. Dolphins Tickets. Sun, Nov 21 pm. MetLife Stadium E. Rutherford, NJ.

Section Row Price Upper Endzone Upper Endzone View all Dolphins Tickets on Stubhub. Sat, Aug 14 L Sat, Aug 21 W Sun, Aug 29 W Sun, Sep 12 W Sun, Sep 19 L Sun, Oct 3 L Sun, Oct 10 L Sun, Oct 17 L Sun, Oct 24 L Any hope for the Miami Dolphins being a good team in is gone.

Everyone thought Miami was a quarterback away from being a great team. Another game, another last-second loss for the Dolphins. Unfortunately for Miami, this defense has completely fallen apart and that must fall on the shoulders of Brian Flores.

The Dolphins held Buffalo to 10 points through three quarters, but this team could only hold on for so long. Miami is now , making its decision to trade away that first-round pick even more painful. The Miami Dolphins found a team worse than they are. Two wins over a five-day period after losing seven consecutive. We have to hand it to the Dolphins for not throwing in the towel.

Do not include any personal details in the box below. The information you submit will be analysed to improve the site and will not be responded to individually. Toggle main navigation. Share Email Facebook Twitter. BETA This is a prototype - your feedback will help us to improve it. Help us improve gov. Sponsored link. Pisces is the zodiac sign of a person born on this day. Aquamarine is the modern birthstone for this month. Jade is the mystical birthstone from Tibetan origin that dates back over a thousand years.

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Apart from referring to these examples, you can use our land tax calculator , which estimates your land tax at general rates , including the absentee owner surcharge if applicable.

Land tax is calculated by applying the appropriate land tax rate to the total taxable value of your land holdings, excluding exempt land such as your home. Proportional land tax is the amount of land tax applying to one particular land as a proportion of your total land tax liability. This additional information is included on the back of the land tax certificate. For more information go to www.

Join Sign In. Remember me. Select from any of the filters or enter a search term. Reset Search. Home About Contact Close About. Search for:. Twitter Facebook LinkedIn Blog. Get involved by joining a committee. Submissions, Projects and Initiatives Access past and archived submissions and the latest LIV advocacy and policy projects.

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LIV Membership Join over 19, members and find out about the full suite of membership products and services. Other exemptions also apply. Land tax is payable on rental and investment properties, commercial properties such as retail shops, office premises and factories, holiday homes, vacant land, and other non-exempt land. The current land tax rates apply annually on a scale from approximately 0. It all depends on the site value. The Facts, Traps and Thresholds. Written by Adam Birrer. November 09, Contents What is Land Tax?

Does who owns the land matter? What Land Tax Traps do I need to know about? What do I need to know about Land Tax Thresholds? I own land, so what do I need to do next? What is Land Tax? In summary you will generally not be required to pay land tax if the property is: your home, known as your principal place of residence your farm, known as primary production land below the land tax threshold when it is assessed at midnight on 31 December each year Following are expanded details of land tax exemptions.

Back to Contents Land Tax Exemption Details Principal Place of Residence This exemption from land tax can apply where one of the owners uses and occupies the land as their principal place of residence. Concessions can also be applied in the following situations: land is intended as your principal place of residence changing your principal place of residence land is used for incidental business absence from your former residence deceased estates permitted occupancies mixed use properties Primary Production Land If the main use of the land is for primary production then this exemption may apply, whether or not it is you that is undertaking the primary production activity.

If the land is not zoned as rural, the property will need to pass a business test. This includes: vacant land, including vacant rural land land where a house, residential unit or flat has been built a holiday home an investment property or properties company title units residential, commercial or industrial units, including car spaces commercial properties, including factories, shops and warehouses land leased from state or local government.

Whether income is earned from the property or not, land tax still applies. Back to Contents Does who owns the land matter? Company or Trust Ownership A company is assessed in the same way as an individual unless it is related to another company. Trusts for land tax purposes can be divided into six categories, each with various taxing implications: special trusts fixed trusts superannuation trusts trusts created by a will concessional trusts charitable trusts A trustee is assessed in the same way as an individual unless it is a special trust.

A foreign person can be: an individual a corporation a trustee of a trust a beneficiary of a land tax fixed trust a government or government investor a partner in a limited partnership You are required to pay the surcharge on the taxable value of all residential land that you own as at 31 December each year. The surcharge is in addition to any land tax you may already pay.

The surcharge is assessed in relation to each parcel of land, and is proportional to ownership. You may be required to pay the surcharge even if you do not pay land tax. There is no tax-free threshold for the surcharge.

Leases of Crown Land If you lease property from either the Crown i.

In situations where extreme levels of disagreement exist, groupthink can impose a level of harmony by seeking and cultivating common ground. Groupthink can also aid in the performance of a new company or organization by placing an emphasis on the familiar and concentrating a coordinated effort toward a single goal.

Groupthink can also promote needed "buy in" by promoting a united front once the decision-making process is complete and implementation begins. Leaders often inspire groupthink in the form of confidence in their ability to lead effectively. Chris Blank is an independent writer and research consultant with more than 20 years' experience.

Blank specializes in social policy analysis, current events, popular culture and travel. His work has appeared both online and in print publications. He holds a Master of Arts in sociology and a Juris Doctor. How Can Groupthink Affect an Organization? By Chris Blank. Each member examines his or her choices and potential outcomes before making a decision. Whether the decision is publicized or privatized is really important. Certain members who feel they have much to lose by making a public decision may opt to for alternative route despite if that is not in the best interest of the group These situational factors largely affect why group members may or may not speak up.

Failure to speak up fosters groupthink, so preventive measures need to be taken. Furthermore, the group fails to explore potential alternatives and different processes. Numerous options just go unrealized. A strong group mentality offers a lot of security to its group members, and; thus, objectives and alternatives are ignored.

The way to ensure a strong group mentality is to ensure each member feels a part of the group. In order to sustain a strong group mentality,. Fostering a strong group mentality is about inclusion, whether it is perceived or actual 1. Make group members feel part of the group and they will be more likely to support the group and its decisions.

As previously mentioned, faulty decision making is integral when groupthink. Unfortunately, sometimes complacency wins, and these issues are not addressed, thus allowing groupthink to fester. Groupthink is a rather situational force. Though largely negative outcomes, it. Identifying when groupthink is a good or bad influence on a group is up to the discretion of the group members.

Such a focus on member complacency also suggests that group protocol and processes must be reviewed and changed accordingly. By improving the group environment, members will feel more. Balcetis, E.

Do collectivists know themselves better than individualists? Cross-cultural studies of the holier than thou phenomenon. Journal of Personality and Social Psychology, 95 6 , Briley, D.

A dynamic view of cultural influence: A review. Journal of Consumer Psychology, 24 4 , Choi, J. Journal of Applied Psychology, 84 2 , Hofstede, G. Journal of International Business Studies, 37 6 , Janis, I. Groupthink: Psychological studies of policy decisions and fiascoes 2nd ed. Boston: Houghton Mifflin.

Kameda, T. Psychological entrapment in group decision making: An assigned decision rule and a groupthink phenomenon. Journal of Personality and Social Psychology, 65 2 , Packer, D. In essence, it is a major barrier to attentive information appraisal and processing and inhibits inclusive rationalization.

The importance of this phenomenon and the justification of interest in this matter is that many important political, policy and business decisions are currently made in groups, under high-pressure and time constraints, that could result in disastrous consequences if groupthink creeps in. Examples of groupthink can be found in historic events such as the U.

Thompson, In each of these examples, leadership style played a key role in enhancing groupthink conditions. Ironically, the role of leadership is also pivotal in ensuring that teams escape the potential pitfall of groupthink by adopting certain practices that mitigate groupthink. Some of these practices have been discussed below.

Groupthink can be diagnosed or observed when most or all of the following symptoms are present: " a Illusion of invulnerability b Belief in inherent morality of the group c Collective rationalization d Stereotypes of outgroups e Direct pressure on dissenters f Self-censorship g Illusion of unanimity h Self-appointed mind guards" Janis and Mann and Meyers as cited in Nemeth and Goncalo, Leaders do not treat all the members of the team equally and maintain distinct relationships with different members Thompson, This can lead to ingroups and outgroups being formed within a team, impacting group cohesiveness.

A double-edged sword, group cohesiveness can be affected by leader-member relationships and leaders should be mindful of this fact. Studies have found that group leaders who are high in power motivation foster an atmosphere that is detrimental to group decision-making.

In an experiment conducted on college students, Fodor and Smith discovered that people with low scores on power motivation shared more information with the group and also considered more options before narrowing down on a decision. Since closed leaders establish their personal views early in the decision-making process, they reduce the discussion of more alternatives, which can also lead to the fallacies of Common information effect and Hidden Profile.

Directive and promotional leaders are closed leaders who promote a particular alternative and ignore others, giving rise to groupthink symptoms and more observable defects in the group decision-making process Chen et al.

When such leaders express a preferred solution early in the discussion, groups are far more likely to adopt that solution as the final group choice Leana, It has been found that an effective leader is one who has an open outlook and can don different hats, such as those of a consultant, adviser, and facilitator to meet the requirements of the situation. Bay of Pigs vs.

Cuban Missile Crisis : This is an example of when the same group succumbed to groupthink in one account Bay of Pigs and not in the other Cuban Missile Crisis. A leader has to maintain a healthy atmosphere of divergent thinking that steers the team away from premature convergence Small, In addition to creating an environment of trust and openness, in which team members are encouraged to speak up and critique ideas and opinions without fear of being reprimanded, a leader could make use of the following best practices in order to mitigate groupthink.

The Devil's Advocate role is that of a person who takes a position for the sake of fostering argument and conflict and is one of the oldest tools that can be used to mitigate the groupthink bias. Encourage authentic dissent : Conflict in teams is not always a bad thing, especially task and process conflict For more information refer to Types of conflict.

The downside of this is that dissenters are disliked and treated unfairly Greitemeyer et al. So team leaders should establish procedures to protect these alternative viewpoints Thompson, and protect minority dissenters from backlash and being relegated to outgroup status. Use the Six Thinking Hats approach : In the early stages of problem solving, it is imperative to explore the solution space, without narrowing down too quickly.

Better training of leaders in the use of experts could be vital to the decision making process Smith, The presence of an expert can reduce the insulation of the group from the outside world. Monitor team size : Team size is positively correlated with groupthink Thompson, Though there is no magic number that may work, by keeping a team lean the leader may encourage its members to speak versus conforming to popular views.

Encourage diversity : Diversity in groups often facilitates group performance and also reduces group cohesiveness, which in turn increases diverse perspectives Greitmeyer et al.

But while diverse groups are good at generating more ideas, overall task performance is higher in homogeneous groups Thompson Use of sub-groups : The leader first creates sub-groups to explore opposing alternatives and then the whole group comes together to debate the options Roberto, This engenders an atmosphere of open inquiry and impartiality.

Structure discussion methods and alleviate time pressure : By sharing guidelines on methodical decision-making processes and reducing time pressure, leaders can mitigate groupthink antecedent conditions of lack of methodical principals and stress Thompson, By analyzing two consecutive decisions made by the same group of executives at National Broadcasting Company NBC Neck explored the role leadership played in enhancing groupthink in the first case and mitigating it in the second.

As climbing Kilimanjaro becomes more popular, the favorable weather in January through early March, and June through October makes the mountain busier. One of the main downsides that climbers try to avoid when trekking during busy times is the overcrowding of the toilet facilities at campsites. We take care of our climbers by providing you with private toilet tents, used only by our group.

Alternatively, choose one of the routes that has less foot traffic. In the wetter months, we recommend the routes on the northern side of the mountain, which tend to experience less rainfall, and are more sheltered.

For inexperienced hikers, we recommend climbing during the drier months. Less chance of rain means less stress and discomfort, giving you more time to enjoy your surroundings. On the lower slopes, through the forest, the trail can become quite muddy, and higher up slippery, rocky trails can be a challenge.

We take your safety very seriously. Climbing Kilimanjaro guides are highly experienced and have hiked Kilimanjaro in all weathers. We monitor the weather and are flexible enough to be able to alter the daily itinerary during inclement conditions. Getting wet increases your chance of getting extremely cold.

As you ascend, your body is already having to deal with the effects of altitude , and wet clothes can be the difference between a slight chill and hypothermia. We recommend waterproof stuff sacks, such as these. Depending on what you want to do before and after your climb — a Tanzanian safari or a Zanzibar holiday perhaps — or simply when you can get time off work to travel, can inform your decision about when to climb. Picture this: a cloudless midnight sky, illuminated by a full moon. You dress in your summit gear, come out of your tent and see the majesty of the mountain you are about to climb, lit by the moon.

You hardly need your head torch as you ascend. Treks around the full moon can get quite busy, so bear this in mind if crowds are a problem for you. It can be very wet, and visibility may be low due to heavy clouds. The crowds are gone, however. From mid June to the end of October, the mountain is generally a bit colder, but also drier.

The short rainy season spans from the beginning of November to the beginning of December. Afternoon rains are common, but skies are clear in mornings and evenings. Note that the rains are unpredictable and may come early or extend beyond their typical time frames. It is possible to experience mostly dry weather conditions during the rainy season, just as it is possible to have heavy rain during the dry season. Some climbers prefer to summit during a full moon. When the peak of Kilimanjaro and magnificent glaciers are lit up by the full moon, the view is absolutely stunning.

For this reason alone, some climbers schedule their trek to coincide with this celestial event, occuring once a month. However, a practical reason for climbing at these times is that a bright moon along with a clear sky will improve your visibility throughout your climb, and most importantly, during the summit attempt.

Below are full moon dates:. To summit during a full moon, a 7-day climb should start 5 days prior to the full moon date. It is not necessary to summit on the exact full moon date to take advantage of moonlight. A summit on the day before or day after is also beneficial. We offer several group climbs with full moon summits every month during the dry season. Responsible Travel recommends. The Serengeti is still in Great Migration season too, and so packed with wildlife but not so many people.

More about Kilimanjaro. Mt Kilimanjaro, the beginners guide to climbing it. Climbing the highest, free-standing mountain in the world is an extraordinary achievement - but as this climbing Kilimanjaro travel guide reveals - it's one that is not out of reach. Lemosho Route Kilmanjaro trek details. We highly recommend the Lemosho Route for reaching Kilimanjaro's summit. It's longer, which means it's pricier - but it gives you more days to acclimatise, so success rates are high.

Rongai Route Kilimanjaro trek details. Kilimanjaro's Rongai Route takes six to seven days to complete, and involves a fairly gentle ascent from the north. It's a great option if you want to avoid steep climbs, as well as other climbers.

Machame Route Kilimanjaro trek details. Marangu Route Kilimanjaro trek details. Many climbers opt for the five-day Marangu Route, the first established route for trekking Kilimanjaro.

What is the best Kilimanjaro route to climb? There are seven established routes for trekking Kilimanjaro and, while many climbers just opt for the most popular Marangu, Machame and Lemosho routes, each has their pros and cons. Climbing Kilimanjaro with kids. Am I fit enough to climb Kilimanjaro? Climbing Kilimanjaro advice. We've chatted to our holiday company experts and asked them for their top Kilimanjaro climbing advice - covering everything from safety on the mountain to what to pack.

Kilimanjaro responsible tourism. Porters' rights are one of the biggest issues when it comes to Kilimanjaro responsible tourism. Read on to find out how to ensure they are protected, and in the best shape to help you up the mountain.

Gutsy investor Deborah Meaden left school at She has raked in the cash from a variety of different trades, including West Country textile mill Fox Brothers and operating a Prize Bingo at Butlins.

Peter Jones is the longest-serving Dragon, appearing in more than episodes since Retail businessman Touker Suleyman owns a string of lucrative fashion brands. He inherited the company from his father, Kartar Lalvani - who founded Vitabiotics in and still remains as chairman. Who is new Dragons' Den star Sara Davies? Meet the youngest ever Dragon The businesswoman and shopping channel presenter made her millions in the crafts industry.

The businessman is missing from the Den due to illness, with a familiar face replacing him - but will he be back? Who are the Dragons? Where is it filmed? Dragons' Den reveals which Dragons are returning for series 15 Filming for the new series will begin in "just a few weeks" - but who's in the line-up?

But don't worry, it's not any time soon! Who is Dragons' Den newcomer Jenny Campbell? Jenny Campbell tells RadioTimes. Who is Dragons' Den newcomer Tej Lalvani? Tej Lalvani tells RadioTimes. Everything you need to know about the return of the business pitch challenge. First look at new Dragons' Den line-up The new images show the four Dragons ready to scare the pants off hopeful business stars. Meet the new Dragons! And what kind of expertise will they bring?

Series 6 homepage. Series 5 homepage. Entrepreneurs pitch their business ideas to millionaires willing to invest their own cash.

Series 4 homepage. Entrepreneurs pitch their business ideas to multi-millionaires with money to invest. Series 3 homepage. Series 2 homepage. Series 1 homepage. Main content. Dragons' Den Episodes Episode guide. All Available now 14 Next on 0. Series 18 View episodes Budding entrepreneurs pitch ideas to multimillionaires willing to invest their own cash. Pitches to Riches? Series 17 View episodes Budding entrepreneurs pitch ideas to multimillionaires willing to invest their own cash. Pitches to Riches What happened after some memorable entrepreneurs exited the Den's doors?

Series 16 View episodes The Dragons face a fresh batch of entrepreneurs hungry to strike a deal. Series 15 View episodes Budding entrepreneurs pitch their business ideas to multi-millionaires willing to invest.

Series 14 View episodes Budding entrepreneurs pitch their business ideas to multi-millionaires willing to invest. Best Ever Pitches View episodes A journey through the most memorable and jaw-dropping pitches of the last 17 series. Series 13 View episodes Entrepreneurs pitch business ideas to multimillionaires ready to invest their own cash. Series 12 View episodes Entrepreneurs pitch business ideas to multimillionaires ready to invest their own cash.

You can easily grasp all the important characters, motivations, and moments that shaped this war. The book finishes with a timeline of the war and a list of suggested titles for further reading. Published for the bicentennial anniversary and the opening of our gallery, this book has a little bit of everything: one part exhibit catalog, one part history, one part tour guide. In the first half, Kummerow and Eshelman pair the text with images from the museum collection and exhibit.

Located at E. Fort Ave. Explore This Park. Info Alerts Maps Calendar Reserve. Alerts In Effect Dismiss. Dismiss View all alerts. The park's main entrance gates close at 5 p.

Families are welcomed to bring their own lunch, however there will be vendors selling a variety of foods and non-alcoholic drinks. And, how is all of this made possible at no cost to attendees? As Rose noted, there are plenty of partnering organizations supporting the event. The Baltimore County Office of Tourism also has offered huge support with a complete promotion campaign, including 16 commercials on local TV, articles in regional magazines, newspapers and on the web. Remember - During Battle Re-Enactments.

McHenry Guard. American Flag is raised. Info Alerts Maps Calendar Reserve. Alerts In Effect Dismiss. Dismiss View all alerts. Defenders' Day.

Defenders' Day Visitors can enter the grounds for free but must pay a fee for entrance to the historic star fort. Information can be found on our Fees page. On Saturday, September 18, Fort McHenry's grounds will close at pm and all visitors must exit the grounds. The gates will then reopen at pm for the FREE evening program.

Hide Ads Login Sign Up. Forum Settings Forums. Claymore Chapter Discussio Manga Series Discussion. Title Discussion. Recent Watched Ignored Search Forum. DO NOT discuss the source material beyond this chapter. If you want to discuss future events, please use separate threads. Signature removed. Great chapter. Creepy fighters.

Cassandra the Dust Eater, that's an awesome technique she has there. The dust eater But i think that was a good nickname! Her technique is really unique being able to move your body in such incredible feat, looks like she will be hard to defeat.

Nice flashback. Roxanne is indeed creepy. Cassandra really looks like an elf, with that pointy ears and speed. XD I don't understand how her technique works though. Ig4kLone said: Nice flashback. Kalamity-kun said: Ig4kLone said: Nice flashback. Roxanne is creepy indeed, she "steals" the technics of the other claymores or maybe it's very saying "copy" them. Good flashback, Miria's group is in problems. About Roxanne I don't think her ability to copy other tehniques is what makes her interesting and different from other Claymores, but rather how she admires those stronger than her, and over the time surpass them, in the end looking down on them, or not even caring about them.

I wonder who is next on the list on the list "to be admired by Roxanne". Doubt it would be Clare so "soon". I wonder if Cassandra's last name is Dempsey XD. Mostly flashback chapter. Roxanne and Cassandra introduction chapter.

I wanted to see Miria and that other number one warrior fight a bit more, have to wait till next chapter. I got the impression Roxanne killed the others including Cassandra. It was a pretty sad chapter. Not only that she steals but it's weird that the subject dies. Really want to see Clare and Raki Live well - Laugh often - and Love much. Zinvince said: Confused. Too bad it was a chapter only of flashbacks of Roxanne and Cassandra but it was fine. Still waiting to see Teresa :.

Roxanne has a sharingan in her eyes, It is amazing, but she can't create a technique by herself. Miria is the only one who has still her feet, the fight with Hyteria will be awesome. The Deneve Team comes at big step. Anastasia flies when she fight, she can fight against Cassandra. Deneve and helen will fight against Roxanne. During this time the other girls can fix their feet with the help of Yuma and Cynthia. Was not expecting a full chapter of back story for those Roxanne is kind of interesting But this really seem hopeless for the rebel group..

I wonder how they'll get out of that one. So, basically she copies their techniques, then they die, then she finds another stronger one etc. Slightly disappointed that most of the chapter was a flashback but those two have some really strange techniques ;o.

KuroDubZero said: Zinvince said: Confused. CottonCandyLover said: lame technique, these one trick pony claymores are never really that strong. Flash back but was indeed so much fun. Looks like Cassandra is the strongest. She has Yoki hiding technique to a single claymore. She copied so many techniques that no. She might even have also copied Miria and Hysteria's while having an easy fight.

She would've definetly copied it already. Then hysteria seems 2nd and cassandra 3rd strongest among these 3 no. She probably just generated her eyes since defensive types can. Roxanne kind of looks like lucia. They didn't really show what no.

But I don't think she can move while doing it so why not attack her foot? And claymore technique ideas are getting weird because it's running out of ideas. Anastasia's hair? How does it work? Did she pluck her hair like naruto's log technique? Using the ground to boost the power?

It'll only make the sword slower by dragging it on ground. Shadow chaser? That's just youki reading and chasing. Not much progress with the actual story, but some character development was nice. I named you the Dusteater. Perfect, don't you think? Unknown region , Lautrec , Sutafu [4]. Forest, mountains, Organization Headquarters [5]. Flashback to when Roxanne is Claymore warrior No. She is the fifth member of an Elizabeth's hunt led by No.

Roxanne eventually comes to hate both No. By the time Roxanne becomes No. Roxanne's next victim, No. During a hunt with No. Again, Roxanne imitates her mentor's technique. The two become "friends. But later, Nadine dies mysteriously while fighting a weak awakened. Roxanne removes her eye patch, revealing an uninjured eye. Soon afterward, Elizabeth mysteriously dies.

When Roxanne is No. Roxanne is infatuated. Roxanne repeats " Black Widow " routine—idolizing a lonely, friendless mentor, imitating her technique and mannerisms.

Vijayadashami is also known as Dasara, Dashahara, Navaratri, and Durgotsav. It is celebrated in the lunar month of Ashwin from the Shukla Paksha Pratipada to the Dashami, or the tenth day of Ashwin. Diwali Diwali often written Deepavali is a significant festival in Hinduism, Sikhism, Buddhism, and Jainism, and an official holiday in India.

Adherents of these religions celebrate Diwali as the Festival of Lights. Christmas Christmas or Christmas Day is a holiday observed mostly on December 25 to commemorate the birth of Jesus, the central figure of Christianity. Republic Day. Maha Shivratri. Mahavir Jayanthi. Good Friday. May Day. Buddha Purnima. Independence Day. Krishna Janmastami. Ganesh Chaturthi. Mahatma Gandhi Jayanthi. Vijaya Dashami. Guru Nanak Jayanthi.

Year : Get Calendar. Check more holiday information about India below. India - Bank Holidays. India Bank Holidays - Check Indian bank holidays for year India - Stock Market Holidays. India - State Government Holidays. India - Holiday Information. Holidays in India Republic Day. The Republic Day of India is a national holiday of India to mark the adoption of the Constitution of India and the transition of India from a British Dominion to a republic on January 26, Maha Shivratri, the night of the worship of Lord Shiva, occurs on the 14th night of the new moon during the dark half of the month of Phalguna.

Holi, also known as Dhuli Vandana in Sanskrit,also Dhulheti, Dhulandi or Dhulendi, is celebrated by people throwing coloured powder and coloured water at each other. The legend goes by that the people of Gokul near Mathura used to celebrate a festival in honour of Lord Indra and worshiped him after the end of every monsoon season.

But one particular year the young Krishna stopped them from offering prayers to the vain Lord Indra who in terrific anger sent a deluge to submerge Gokul. People were afraid that the downpour was a result of their neglect of Indra. But Krishna assured them that no harm would befall them. He lifted Mount Govardhan with his little finger and sheltered men and beasts from the rain.

This gave him the epithet Govardhandhari. After this, Indra accepted the supremacy of Krishna. Since then, the practice of performing puja by building and worshipping hillocks made of cowdung and decorated with flowers has been followed to mark this day.

Fifty-six different kinds of food are offered as prasad to Lord Govardhan and later served to devotees. In temples, especially in Mathura and Nathadwara, the deities are given bath with milk, attired in shining clothes and sparkling jewellery.

Thereafter, the deities are worshipped and served with innumerable sweets. On this day, newly married daughters and husbands are invited for special meals and given presents. By continuing to use the site, you agree to the use of cookies. You can find out more by clicking this link.

DNA Exclusive: Pollution scam? Whom to blame for weather menace in India? News Entertainment Diwali Kidney donor for the sum of 3 crore 30 lakh If any one is willing to donate should please contact us on : austinbetel yahoo. Austin Betel. Diwali in Image Craze advance diwali images diwali pics diwali images dhanteras images viral mag world. Happy Diwali Wishes This year on my birthday 7th November it's diwali festival I can treat my friends with two parties one my birthday party second Diwali party.

December Calendar. Thanks for this updated list. Waiting for more sites… Aluminium Scaffolding Manufacturer. Saturday, 18 October Diwali Dates for years - Labels: Festivals. Unknown 13 June at Anonymous 21 July at Manish 3 November at